A budget is all about trying to establish or maintain, or restore, a desired level of financial security, for yourself, your family, or your business. But sometimes all of the factors involved – all the places money just seems to go – can be overwhelming, and that can make it just too hard to get started. Or you might not just want to know the answer!
Our packages are designed to help you think clearly about the issues: where does the money come from, and what are all the places it goes, and how much is left over to save? Once you’ve put it all down, and mapped it out, and defined for yourself the big difference between “needs” and “wants”, you’ll be on your way to saving more, and being able to achieve more of the “wants”.
You don’t need to build a car, you just have to drive it; our packages are the same.
David has a background in Chartered Accountancy, with experience in banking roles, senior management and consumer product sales, both in Australia and Europe.
He has worked in financial roles in the Australian Public Service and continues to deliver business services and seminars as a contractor.
Working now with small and medium business, he aligns closely with owners to address all aspects of both their business budget and their family budget, and the close relationship those have. He works with business owners either one-on-one or via the delivery of seminars for government and private enterprise organisations.
He also enjoys the challenge of providing top-quality Excel spreadsheets to enhance clarity in personal and business finances, and in turn allow individuals and families, and business owners to take steps to improve cash flow, and long-term wealth.